WHAT YOU WOULD PAY

Under the House Democrats' plan, each county would base property-tax exemptions on ''just value,'' the median government-set market value, for single-family homes there. Owners of primary homes would get a homestead exemption equal to half that, plus the existing $25,000 exemption. Examples of how it would work:

• Miami-Dade: The maximum exemption is $129,982; median home value is $209,964 for the current tax year.

Current situation: If a home has a just value of $450,000 and is purchased today, new owner would pay taxes on $425,000 at 21.795 mills, resulting in a $9,263 bill.

New plan: Homeowner would get $25,000 homestead exemption, plus an additional $104,991 exemption. The homeowner would pay taxes on $320,018, resulting in a bill of $6,975 -- and savings of $2,288 a year.

• Broward: The maximum exemption is $130,365; median home value is $210,730.

Current situation: If a home is valued at $450,000 and is purchased today, the new owner would pay taxes on $425,000 at 22.065 mills, resulting in a $9,378 bill.

New plan: Homeowner would get $25,000 homestead exemption, plus $105,363. The homeowner would pay taxes on $319,635, resulting in a bill of $7,053 -- and savings of $2,325.

• Monroe: The maximum exemption is $274,110; the median home value is $498,210.

Current situation: If a home is valued at $550,000 and is purchased today, the new owner would pay taxes on $525,000 at 8.606 mills, resulting in a $4,518 bill.

New plan: homeowner would get $25,000 homestead exemption, plus an additional $249,110. Homeowner would pay taxes on $275,890, resulting in a bill of $2,374 -- and savings of $2,144.

MARY ELLEN KLAS AND MARC CAPUTO