Insurance rate hikes keep coming

Chances of lower homeowner insurance rates aren't getting any better, as more insurers submit required rate filings to state officials.

In the past month, another six insurers have filed for rate changes. Three are looking for decreases: Northern Capital Insurance, a cut of 0.7 percent; Safeway Property Insurance, a 7.8 percent decrease; and Sunshine State Insurance, 11.5 percent.

But three others have asked for increases, in some cases large ones.

The request from USAA and two sister companies could have the biggest impact in South Florida, where the companies have 24,000 homeowners policies in Broward, Miami-Dade and Monroe counties. The companies are asking for an average 53.9 percent increase statewide.